Looking for the perfect credit card for Canadian students? Well, look no further! We’ve got the scoop on the top RBC student credit cards just for you.
These cards are designed with students like you in mind, offering great benefits without the need for a security deposit.
Whether you’re looking for cash back, travel rewards, or other perks, RBC has got you covered.
So, let’s dive in and explore the best options for Canadian students like you!
RBC Cash Back Mastercard
If you want to earn unlimited cash back with no annual fee, the RBC Cash Back Mastercard is the best option for you. Among the RBC student credit cards, this card stands out for its cash back rewards program.
With this card, you can earn up to 2% unlimited cash back on groceries and 1% on other purchases. This makes it a great choice for students who want to maximize their rewards while managing their expenses.
The RBC Cash Back Mastercard also offers additional benefits such as purchase security and extended warranty. However, it’s important to note that this card does not offer the option to earn Avion points or WestJet dollars. So, if you’re looking for a card that offers travel rewards, you may want to consider other options.
Overall, the RBC Cash Back Mastercard is a solid choice for students who prioritize cash back rewards and want to avoid annual fees.
RBC ION Visa
You can earn Avion points with the RBC ION Visa without paying an annual fee. Here is a comparison of rewards programs for RBC student credit cards and the pros and cons of annual fee vs. no annual fee RBC student credit cards:
- RBC ION Visa (No Annual Fee): Allows earning Avion points, which can be redeemed for various items like personal care items, car rentals, and airline tickets.
- RBC ION+ Visa (Annual Fee): Offers Avion points with additional benefits and rewards.
Pros of No Annual Fee RBC Student Credit Cards:
- No annual fee, which means you can enjoy the rewards without any extra cost.
- Access to Avion points, which can provide flexibility in redeeming rewards for different purposes.
Pros of Annual Fee RBC Student Credit Cards:
- Higher rewards and benefits, including higher welcome bonuses and additional insurance coverage.
- Monthly fee rebates and other perks for cardholders.
Cons of Annual Fee RBC Student Credit Cards:
- Annual fee adds to the cost of owning the card.
- May not be suitable for students with limited budgets or those who don’t spend enough to justify the fee.
Consider your spending habits and financial situation to determine which type of RBC student credit card is the best fit for you.
RBC ION+ Visa
Consider the benefits and rewards of the RBC ION+ Visa, which offers Avion points and additional perks for cardholders.
The RBC ION+ Visa allows you to earn Avion points on your everyday purchases, which can be redeemed for various items such as personal care items, car rentals, and airline tickets. One of the pros of this credit card is the flexibility it provides in terms of rewards.
However, it is important to note that the RBC ION+ Visa does come with an annual fee. To maximize rewards with this card, it is recommended to use it for your everyday spending and pay off the balance in full each month to avoid interest charges.
Additionally, taking advantage of any bonus point offers and using the Avion Rewards app to track your points can further enhance your rewards experience.
RBC Avion Visa Platinum
The RBC Avion Visa Platinum provides a generous welcome bonus that can enhance your rewards experience. Here are the benefits of the RBC Avion Visa Platinum and how to maximize rewards with RBC student credit cards:
Welcome Bonus: The RBC Avion Visa Platinum offers a significant welcome bonus, which can boost your rewards from the start.
Avion Points Redemption: With the Avion Rewards program, you can redeem your points for various items such as personal care items, car rentals, and airline tickets. This flexibility allows you to maximize the value of your rewards.
Additional Savings and Bonuses: RBC Avion Visa Platinum cardholders can enjoy additional savings and bonuses through RBC partnerships, allowing you to earn even more rewards.
Strategic Card Usage: To maximize rewards with RBC student credit cards, it’s important to use your card for everyday purchases and take advantage of the unlimited cash back on groceries and other purchases. Additionally, make sure to pay off your balance regularly to avoid high-interest charges.
WestJet RBC Mastercard
Choose the WestJet RBC Mastercard to earn WestJet dollars and enjoy the benefits of redeeming them for travel expenses.
With this credit card, you can earn WestJet dollars on everyday purchases and use them to pay for flights, vacation packages, and other travel-related expenses.
The more you use your card, the more WestJet dollars you can accumulate.
To redeem your WestJet dollars, simply log in to your online account or use the WestJet app to book your travel.
Keep in mind that a minimum of 15 WestJet dollars is required for travel redemption.
With the WestJet RBC Mastercard, you can turn your everyday spending into travel rewards and make your dream trips a reality.
Start earning WestJet dollars today!
Rewards and Benefits of RBC Student Credit Cards
Start earning rewards and enjoying benefits with RBC student credit cards. Whether it’s through Avion points or WestJet dollars, here are some tips for maximizing rewards on RBC student credit cards:
Take advantage of the Avion Rewards app to easily track your points and cash back deals.
Earn points on everyday purchases and enjoy up to 2% unlimited cash back on groceries and 1% on other purchases.
Redeem Avion points for various items like personal care items, car rentals, and airline tickets. WestJet dollars can only be used for travel expenses.
Consider choosing a credit card based on the rewards program that suits you best. Avion Rewards are flexible and can be used for various purposes, while WestJet dollars are great for flights and vacation packages.
Additional Details About RBC Student Credit Cards
When applying for an RBC student credit card, remember to provide proof of enrollment and income during the application process. RBC offers student credit cards with and without annual fees. The benefits of the cards, such as earning points or cash back, are similar whether you pay fees or not. The annual fees range from $50 to $120.
Student credit cards with annual fees offer higher rewards, monthly fee rebates, and additional insurance coverage. All RBC student credit cards have the same interest rates of 19.99% on purchases and 22.99% on cash advances. Residents of Quebec may be eligible for a 1% lower interest rate on cash advances.
Four out of the five RBC student credit cards offer welcome bonuses. The higher the annual fee, the higher the welcome bonus. Choose a credit card based on the rewards program that suits you best. Avion Rewards and WestJet dollars are the two main programs. Avion Rewards are flexible and can be used for various purposes, including paying off your credit card balance or purchasing gifts. WestJet dollars are great for redeeming flights and vacation packages.