With the PC Financial Mastercard, customers can ‘have their cake and eat it too’ when it comes to earning rewards on their purchases. This high-earning store credit card, offered by Presidents Choice Financial, allows cardholders to rack up PC Optimum points that can be redeemed for a variety of products and services.
With no annual fee and access to Mastercard Global Service, this card offers convenience and flexibility. Plus, with the ability to earn up to 30 PC Optimum points at participating stores, the rewards can add up quickly.
Overview of PC Financial Mastercard
The PC Financial Mastercard is a high-earning store credit card that offers great benefits. It has a high earning rate of PC Optimum points at participating PC Financial stores. Cardholders can also redeem points at partner stores like Shoppers Drug Mart and Joe Fresh. This credit card provides an opportunity for cardholders to maximize their PC Optimum points and enjoy various perks.
Some pros of the PC Financial Mastercard include no annual fee, high earning rates from eligible stores, and the ability to redeem points for free items or products from PC Financial stores. However, there are also some cons to consider. One of them is the requirement of a good credit score for approval.
To maximize PC Optimum points with this card, cardholders can make purchases at participating stores and take advantage of special promotions and offers.
Features of PC Financial Mastercard
With no annual fee, customers can earn up to 30 PC Optimum points at participating stores with the PC Financial Mastercard.
This high-earning store credit card offers great benefits compared to other store credit cards.
The PC Financial Mastercard stands out with its generous earning rates from eligible stores and the ability to redeem points as cash for free items or products from PC Financial stores.
By using the PC Financial Mastercard, customers can maximize their PC Optimum points earnings and enjoy the convenience of redeeming these points at partner stores like Shoppers Drug Mart and Joe Fresh.
Additionally, the card offers complimentary access to Mastercard Global Service, providing customer service, card replacement, cash advance, and ATM locations.
To qualify for the PC Financial Mastercard, customers need to have a good credit score (680 to 750) and meet basic eligibility requirements such as Canadian residency and age of majority.
Benefits and Redemption Options
Customers can redeem their PC Optimum points as cash for free items or products from participating stores. The PC Financial Mastercard offers great benefits and redemption options for cardholders. Here are some key points to consider:
High earning rates: The PC Financial Mastercard allows customers to earn up to 30 PC Optimum points at participating stores, giving them the opportunity to accumulate points quickly.
Versatile redemption options: Cardholders can redeem their points as cash for free items or products from PC Financial stores. They can also redeem points at Esso Stations in Canada or get a discount per litre of gas.
Comparing with other store credit cards: The PC Financial Mastercard stands out due to its high earning rates and flexible redemption options. It offers a great value for customers who frequently shop at PC Financial stores or partner stores.
By maximizing PC Optimum points, cardholders can enjoy significant savings and rewards. Shopping strategically at eligible stores and taking advantage of bonus point offers can help customers accumulate points faster. Additionally, using the PC Financial Mastercard for everyday purchases can contribute to earning more points.
Overall, the PC Financial Mastercard provides a rewarding experience for customers looking to make the most of their purchases.
Additional Services and Eligibility
Complimentary access to Mastercard Global Service provides cardholders with convenient customer service, card replacement, cash advance, and ATM locations.
This service is available to all PC Financial Mastercard holders, offering them peace of mind and support in various situations. Whether they need assistance with their card, require a replacement, or need cash in an emergency, the Mastercard Global Service is there to help.
Additionally, the service provides access to a network of ATMs worldwide, ensuring that cardholders can easily withdraw cash whenever they need it.
To be eligible for these complimentary services, cardholders must meet the basic requirements, which include Canadian residency and being of majority age. There is no minimum annual income requirement, making the PC Financial Mastercard accessible to a wide range of individuals.
Safety, Legitimacy, and Approval Process
The safety and legitimacy of the PC Financial Mastercard have been confirmed through various online feedback and reports of no fraudulent activities in cardholders’ accounts. Customer feedback has been positive, with many Canadians currently using the PC Financial Mastercard without any issues.
The approval requirements for the card are similar to most medium-range credit cards, with a good credit score of 680 to 750 being crucial for approval.
The PC Financial Mastercard offers a range of benefits, such as high earning rates at eligible stores and the ability to redeem points for cash or discounts at partner stores. Additionally, the card provides complimentary access to Mastercard Global Service for customer service, card replacement, cash advance, and ATM locations.
Overall, the PC Financial Mastercard offers a safe and legitimate option for those looking for a high-earning store credit card.
Conclusion: PC Financial Mastercard – a High-Earning Store Credit Card With Great Benefits
Many Canadians find the PC Financial Mastercard to be a valuable option for earning rewards and accessing additional services. This store credit card offers high earning rates of PC Optimum points at participating PC Financial stores, as well as the ability to redeem these points at partner stores like Shoppers Drug Mart and Joe Fresh. It also provides the opportunity to earn 30 points per litre from ESSO Mobil gas purchases.
Some of the pros of the PC Financial Mastercard include no annual fee, high earning rates from eligible stores, and the ability to redeem points as cash for free items or products from PC Financial stores. Additionally, cardholders can enjoy complimentary access to Mastercard Global Service, emergency assistance for travelers, and the option to add additional cards to the account.
However, it is important to note that a good credit score (680 to 750) is required for approval. In comparison with other store credit cards, the PC Financial Mastercard stands out for its generous earning rates and redemption options.