Canada’s choice for business credit cards is a captivating collection of platinum, travel, and budget-friendly options. These cards provide an array of advantages, from enticing welcome bonuses to elevated earn rates on specific expense categories.
The esteemed American Express brand is particularly favored by corporations for its protective features. Eligibility is not limited to registered corporations, as non-traditional income sources can also make individuals eligible.
Discover the top business credit cards in Canada and unlock a world of benefits for your business.
The Best Business Platinum Card
The Best Business Platinum Card offers great value to nearly every business owner. It stands out for its extensive lounge access and generous points earning potential when compared to other platinum cards.
The card provides business owners with a wide range of benefits, including access to exclusive airport lounges, which can greatly enhance the travel experience.
Additionally, the ability to earn 1.25x points on every purchase allows business owners to accumulate rewards quickly. This provides them with more opportunities to redeem for travel, merchandise, or statement credits.
With its premium features and competitive rewards program, the Business Platinum Card is a top choice for business owners looking for a high-value credit card option.
Premium Travel Card for Business Owners
A premium travel card specifically designed for business owners offers complimentary access to over 1,300 airport lounges worldwide. Business travelers can greatly benefit from the convenience and comfort of airport lounges, which provide a quiet and relaxing environment, along with amenities such as complimentary food and beverages, Wi-Fi, and business facilities. This can enhance productivity and reduce stress during layovers or delays.
When comparing annual fees and benefits of premium travel cards for business owners, the value of complimentary airport lounge access is a key factor to consider. With access to over 1,300 airport lounges worldwide, business owners can enjoy these benefits no matter where their travels take them. The value of complimentary airport lounge access can outweigh the annual fee of a premium travel card, making it a worthwhile investment for frequent business travelers.
Budget-Friendly Options for Small Businesses
Business owners on a tight budget can consider the American Express Business Edge Card as a cost-effective choice for their card needs.
This budget-friendly card offers a range of benefits that make it a great option for small businesses. With an annual fee of only $99, it provides a welcome bonus of up to 67,000 Membership Rewards points and offers 3x points on eligible office supplies & electronics, rides & gas, eats & drinks. Additionally, it provides Employee Card Misuse Protection up to $100,000, ensuring the security of your business transactions.
In terms of eligibility criteria, running a registered corporation is not necessary for approval. Earning income outside of a normal job qualifies, including various non-traditional income sources such as freelance work, software development, and social media management. Even if you don’t currently fall into these categories, intending to earn income outside of your day job in the future still makes you eligible.
Overall, the American Express Business Edge Card is a budget-friendly option that offers attractive benefits for small business owners.
Ideal Options for Frequent Travelers
For frequent travelers in Canada, the American Express Marriott Bonvoy Business Card is an ideal choice. This business credit card caters specifically to those who travel internationally for business purposes. It offers a range of travel perks that make it stand out among other options.
Here are some of the travel perks offered by the American Express Marriott Bonvoy Business Card:
- Complimentary access to 1,300+ airport lounges worldwide, providing a luxurious and comfortable environment for travelers.
- Earn 5x points on all eligible gas, dining, and travel purchases, allowing cardholders to accumulate rewards quickly.
- An annual free hotel night award, providing an opportunity to stay in top-rated hotels without any additional cost.
With these exceptional travel perks, the American Express Marriott Bonvoy Business Card is a valuable companion for frequent travelers who want to make the most of their international trips.
Best Welcome Bonuses and Rewards for Business Spending
The American Express Business Gold Rewards Card offers the best welcome bonus and rewards for business spending in Canada. With an annual fee of $199, this card provides a welcome bonus of up to 110,000 Membership Rewards points.
In addition to the generous welcome bonus, cardholders can enjoy a $100 USD annual hotel credit and complimentary hotel and rental car upgrades.
To maximize business credit card rewards, it is important to choose the right card for your needs. Consider factors such as the annual fee, earning potential, and additional benefits like travel perks or insurance coverage. It’s also helpful to carefully review the terms and conditions to ensure that the card aligns with your business spending habits.