The recent hype surrounding the merchant account is not based on any facts. To use the plastic card as a means of online shopping is something that many consumers have already resorted to. It is just the same as using your credit card to make purchases online. You enter your credit card details and make the purchase. The difference between the two is that the card is issued with a virtual number instead of a real one, and all transactions made using the card are covered by online security measures.
In this digital age, your shopping can be done online. However, the question still remains – can you use a debit card for online shopping? Well, there are several advantages to using your debit card rather than using a credit card. Here is a look at some of them.
A card is a form of plastic money that can be used to make purchases anywhere a credit card is accepted. You will have to pay tax on the purchases you make using it is possible for online stores to charge you extra fees. With debit cards, you do not have to worry about such issues. They are considered a non-credit card, so they are not attached to your credit history like credit cards are. You can therefore use them without worrying about extra fees or possible repercussions of using them without your authorization.
You can use a debit card for online shopping if you are an online shopper who purchases items online and then intends to make the return visit to the brick and mortar store to make the purchase. This is because most merchants accept both credit and debit cards in order to process your online orders. You can simply make use of your debit card at the online store and then pay for the product when you get back home. This helps you avoid incurring additional charges at the point of making the purchase. It also allows you to save on taxes since most merchants also have discounts for online purchases.
Using this card also means you don’t need to carry large amounts of cash with you whenever you go out. You will not be tempted to keep buying things you don’t necessarily need. This also helps you save on gas expenses since you won’t need to use your own gas card in order to buy items online. You can simply use the gas that is left in your tank at the local station. You can use this as the payment when you make your purchases.
You should first ensure that the company you are using has a merchant account. If you cannot access one, it will be useless to you. The reason why you need a merchant account to use a card online is to provide you with the ability to make purchases online and to receive your online orders. You also need a card that is capable of processing transactions made via the internet. Not all merchants accept all cards, so it is always a good idea to choose a provider who accepts at least some forms of credit and debit online payments. You can then visit a variety of merchants and compare the different types of cards that they are willing to offer to you.
